Kotiza
A savings group where every member sees clearly, online and in person.
- What is it?
- Kazi product : A savings group where every member sees clearly, online and in person.
- Who is it for?
- Tontines (rotating savings groups), associations, meeting funds and their treasurers.
- Platforms
- Web, Mobile
- Built by
- Kazi-Soft, Bamako (Mali). Live.
01The problem
A savings group runs on trust, and trust runs on accurate accounts. Kept in a notebook or an Excel file, they depend on one person: reminders by hand, interest recalculated in meetings, members who must ask for their balance.
02Our approach
- Use the real vocabulary and habits of savings groups: rotation, shares, meeting fund.
- Make the accounts visible to members, not only to the treasurer.
- Allow importing the existing Excel file, to avoid starting from scratch.
03The solution
Kotiza manages rotating savings, savings, loans between members and the meeting fund in one place, with automatic WhatsApp reminders and a year-end closing with no data loss.
04Features
- Rotation order and multiple shares
- Savings and loans with automatic interest
- Meeting fund with capped withdrawals
- WhatsApp reminders
- Summary per member and per fund
- Excel import
05The experience
Kotiza: an organisation's funds and their balances
06Platforms
- Web
- Mobile
What the solution makes possible
- Accounts each member can consult
- Fewer reminders by hand
- Interest calculated without entry errors
- An existing group taken over without re-entering everything
Savings group management software, online and in person
Kotiza is made for treasurers of tontines, associations and meeting funds who want to leave the notebook and the Excel file behind. Rotation of beneficiaries, savings, loans and meeting fund are in one place, with automatic WhatsApp reminders.
Frequently asked questions
Can I bring over a group tracked in Excel?
Yes. Kotiza imports your existing Excel file directly.
Can members see their contributions?
Yes. Contributions, payments and balances are visible to the treasurer and to the members.
Can Kazi-Soft build a solution like Kotiza for my company?
Yes. We can adapt an existing solution or build fully custom software. Describe your need on the custom software page: the estimator places your project in two minutes.
Do you have a similar problem?
We can adapt an existing solution or build fully custom software for your business, wherever you are.