Kotiza
Run your savings group, online and in person.
Contributions, rotation of beneficiaries, savings, loans and meeting fund: everything in one place, for your tontine (rotating savings group) and its members.
Available on: Web • Mobile
Pot for this round
60 000 F
- AminataReceived
- MoussaReceived
- FatoumataBeneficiary
- IbrahimUpcoming
The problem
Why Kotiza exists
Before Kotiza
- Contributions are tracked in a notebook or an Excel file.
- The treasurer chases every late payer by hand.
- Loan interest is recalculated at every meeting.
- Members have to ask to know their balance.
With Kotiza
- Contributions, payments and balances are visible in real time.
- Reminders go out automatically on WhatsApp.
- Loan interest is calculated automatically.
- Each member checks their own situation.
Try a demo version
Run a savings round
Mark the contributions received and move to the next round: the pot and the beneficiary update.
Aminata
Beneficiary of this round
Moussa
Receives in round 2
Fatoumata
Receives in round 3
Ibrahim
Receives in round 4
Mariam
Receives in round 5
Seydou
Receives in round 6
Round 1 of 6
Pot collected
30,000 F
out of 60,000 F expected
3 member(s) to remind on WhatsApp.
Demo with sample data. The real software does the same with your own figures.
Create my groupFeatures
Everything you need, in one place
Rotating savings
Rotation order, multiple shares, contributions in cash or online, a dashboard of the rounds.
Savings & loans
Capital, permanent fund, loans between members with interest calculated automatically.
Meeting fund
Custom categories, withdrawals capped per member, a complete log.
Members up to date
Mandatory amounts, payment deadlines and automatic reminders on WhatsApp.
Summary & year-end
A consolidated view per member and per fund, year-end closing with no data loss.
Excel import
Migrate your existing group by importing your Excel file directly.
Proof
Don't take our word for it
No promise you cannot check: here is what you can verify yourself.
Live software
Kotiza is available now: create your organisation and invite your members.
Free to start
Creating your organisation is free. You test with your real group before committing.
Your Excel file is not lost
The Excel import takes over your existing group, without re-entering everything.
Who is it for?
- Tontines and savings groups
- Associations
- Meeting funds
- Community savings
- Treasurers
Pricing
A clear price
Create your organisation for free and invite your members today.
Getting started
Free
- Create the organisation
- Invite members
- Rotating savings, savings and meeting fund
For a large association or a specific need, ask for a quote on WhatsApp.
Your questions
What people ask us before getting started
Who is Kotiza for?
For tontines (rotating savings groups), associations and meeting funds, whether they meet in person, online or both.
Does Kotiza handle rotating savings?
Yes: rotation order, multiple shares, contributions in cash or online, and a dashboard of the rounds.
Can we manage loans between members?
Yes. Kotiza manages capital, the permanent fund and loans between members, with interest calculated automatically.
How are members reminded?
You set mandatory amounts and payment deadlines. Reminders go out automatically on WhatsApp.
Can I bring over a group tracked in Excel?
Yes. You import your Excel file directly to migrate your existing group.
In which language is the application?
The interface is in French today. Another language can be delivered as part of a customisation.
Can members see their contributions?
Yes. Contributions, payments and balances are visible to you and to your members.
What happens at year end?
Kotiza offers a consolidated view per member and per fund, then a year-end closing with no data loss.
Ready to try Kotiza?
Try it yourself or ask for a guided demo: we show you the software on your own case.
Share this software on WhatsAppThree ways to work with Kazi
Use it, tailor it, or order your own.
Our software are products, and also starting points. Each one can be used as is, adjusted to your business, or serve as the base of a tool built for you.
- 1
Take an existing product
Try the demo and start right away. Nothing to build.
See the software - 2
Have it tailored
The product covers most of your need? We add your rules, your reports, your screens.
Request a customisation - 3
Order your own
Nothing fits? We build exactly the tool your business needs.
Build my software