A well-run savings group is one where everyone can see clearly.
The treasurer carries everything: who has paid, who receives, who still owes, how much interest. A notebook or an Excel file holds for a while, then trust wears out at the first mistake.
The sector's problems
What we hear most often
Reminders done by hand
Every late payer needs a call or a message, at every round.
Calculations redone in meetings
Loan interest, multiple shares, withdrawal limits: everything is recalculated in front of everyone.
Members left in the dark
To know their balance, they have to ask the treasurer.
Kazi's answer: Kotiza
Kotiza manages the rotating savings group (tontine), savings, loans and the meeting cash box in one place. Members see their contributions and balances, reminders go out on WhatsApp, and your existing Excel file imports directly.
- Rotation order and multiple shares
- Loans between members with automatic interest
- Automatic WhatsApp reminders
- Import of your Excel file
Pot for this round
60 000 F
- AminataReceived
- MoussaReceived
- FatoumataBeneficiary
- IbrahimUpcoming
Let's talk about your business.
Tell us how you work today. We will tell you frankly whether one of our products is enough or whether you need custom software.